Showing posts with label insurance. Show all posts
Showing posts with label insurance. Show all posts

Sunday, September 16, 2007

"Clinton to Propose Universal Health Care"

It's about time.

WASHINGTON, Sept. 15 — Senator Hillary Rodham Clinton on Monday will lay out a plan to secure health insurance for all Americans while severely limiting the ability of insurers to deny coverage or charge higher premiums to people with chronic illnesses and other medical problems, her aides and advisers say.

. . .

Mrs. Clinton will not try to impose an overall limit on national health spending, the aides said. But she is prepared once again to do battle with insurance companies, which she has said “spend tens of billions of dollars a year figuring out how not to cover people” and “how to cherry-pick the healthiest persons, and leave everyone else out in the cold.”

. . .

[Clinton's aides] said . . . that Mrs. Clinton would amplify a comment in March when she declared, “We could require that every insurance company had to insure everybody, with no exclusion for pre-existing conditions.” . . .

The insurance companies are of course ready for this fight:

Karen M. Ignagni, president of America’s Health Insurance Plans, the chief lobby for insurers, said they endorsed the goal of universal coverage. But Ms. Ignagni said that insurers denied only 3 percent of claims, and that many of those were for experimental procedures that employers did not cover.

Mary Nell Lehnhard, senior vice president of the Blue Cross and Blue Shield Association, said, “Some of Mrs. Clinton’s proposals, while trying to make insurance more affordable for older, sicker people, could unintentionally drive up costs for young, healthy people and ultimately for everyone.” . . .

Denying even 3% seems to me a lot (I'll read more on this), and why should employers be in a position to make life-or-death decisions about their employees, especially if an experimental procedure might work and prove beneficial to other sick people as well?

Also, does Blue Cross then expect older, sicker people to pay higher premiums (when, because they're old and sick, they're probably least likely to be able to afford to)? The whole purpose of insurance is to spread the risk among a large pool of people, with everyone paying a reasonably affordable premium. Eventually the young, healthy people are going to get old and sick, too (I know this from experience), and their expenses will need to be covered by the premiums everyone (including themselves) has been paying.

The bottom line here is, the insurance companies just want to cover young, healthy people in order to maximize their profits to pay for their myriad bureaucracies and expensive executives and have some money left over for their shareholders. To hell with sick people. I personally think it's immoral for companies to operate in this way, let alone be in control of a nation's health care delivery system. (May I add that my doctor agrees on this.)

I'm all for Hillary if she has the guts to set this situation right. I'm glad to hear she's getting into the fray, and she of all the candidates has the experience under her belt for this whale of a confrontation.

Article here.

Friday, August 17, 2007

Almost TGIF

I did go to the gym tonight on foot and went shopping afterwards. I'll deal with the truck this weekend maybe. There's a Publix in the same shopping center where the gym is. Bought some "GreenWise" chicken Italian sausages (never saw them before)--raised without antibiotics; no artificial ingredients; air-chilled; and with natural preservatives. I just hope that when one of these chickens gets sick, they do give it antibiotics if necessary, rather than let it suffer.

I read the ingredients on the package. I guess the natural preservative is salt. These are hot Italian sausages, so I figure the hot spice also acts as a natural preservative. There was also some sodium lactate in it, but my research indicates that this enhances the flavor.

I'll make a nice spaghetti sauce with these for the weekend and also use some regular ground sirloin (which I assume has antibiotics in it).

We watched "Queer As Folk" on Logo tonight. (I'd never seen all the installments.) Last week they bumped it for the presidential debates. We were very disappointed. I already know where the candidates stand on almost every issue, but I'm still a little worried about Hillary's stand on healthcare, now that she's getting big financial backing from the healthcare industries. As far as I know, John Edwards still has the best plan, but obviously he's not going to win the nomination.

No more vitriol from this podium. As angry and frustrated as I get sometimes, it's not worth it to sit here and lash out when frankly I should be going to bed. Plus, if I've had a cocktail or two (as I do on occasion), it comes across as a freakish, paranoid rant. Then I have to delete it the next day. I'm tired of doing that!

Saturday, August 11, 2007

"U.S. Lags Behind 41 Nations in Life Span"

From Salon:

By STEPHEN OHLEMACHER Associated Press Writer

August 11,2007 WASHINGTON -- Americans are living longer than ever, but not as long as people in 41 other countries.

For decades, the United States has been slipping in international rankings of life expectancy, as other countries improve health care, nutrition and lifestyles.

Countries that surpass the U.S. include Japan and most of Europe, as well as Jordan, Guam and the Cayman Islands.

"Something's wrong here when one of the richest countries in the world, the one that spends the most on health care, is not able to keep up with other countries," said Dr. Christopher Murray, head of the Institute for Health Metrics and Evaluation at the University of Washington.

A baby born in the United States in 2004 will live an average of 77.9 years. That life expectancy ranks 42nd, down from 11th two decades earlier, according to international numbers provided by the Census Bureau and domestic numbers from
the National Center for Health Statistics.

Andorra, a tiny country in the Pyrenees mountains between France and Spain, had the longest life expectancy, at 83.5 years, according to the Census Bureau. It was followed by Japan, Maucau, San Marino and Singapore.

The shortest life expectancies were clustered in Sub-Saharan Africa, a region that has been hit hard by an epidemic of HIV and AIDS, as well as famine and civil strife. Swaziland has the shortest, at 34.1 years, followed by Zambia, Angola, Liberia and Zimbabwe.

Researchers said several factors have contributed to the United States falling behind other industrialized nations. A major one is that 45 million Americans lack health insurance, while Canada and many European countries have universal health care, they say.

But "it's not as simple as saying we don't have national health insurance," said Sam Harper, an epidemiologist at McGill University in Montreal. "It's not that easy."

Among the other factors:

-- Adults in the United States have one of the highest obesity rates in the world. Nearly a third of U.S. adults 20 years and older are obese, while about two-thirds are overweight, according to the National Center for Health Statistics.

"The U.S. has the resources that allow people to get fat and lazy," said Paul Terry, an assistant professor of epidemiology at Emory University in Atlanta. "We have the luxury of choosing a bad lifestyle as opposed to having one imposed on us by hard times."

-- Racial disparities. Black Americans have an average life expectancy of 73.3 years, five years shorter than white Americans.

Black American males have a life expectancy of 69.8 years, slightly longer than the averages for Iran and Syria and slightly shorter than in Nicaragua and Morocco.

-- A relatively high percentage of babies born in the U.S. die before their first birthday, compared with other industrialized nations.

Forty countries, including Cuba, Taiwan and most of Europe had lower infant mortality rates than the U.S. in 2004. The U.S. rate was 6.8 deaths for every 1,000 live births. It was 13.7 for Black Americans, the same as Saudi Arabia.

"It really reflects the social conditions in which African American women grow up and have children," said Dr. Marie C. McCormick, professor of maternal and child health at the Harvard School of Public Health. "We haven't done anything to eliminate those disparities."

Murray, from the University of Washington, said improved access to health insurance could increase life expectancy. But, he predicted, the U.S. won't move up in the world rankings as long as the health care debate is limited to insurance.

Policymakers also should focus on ways to reduce cancer, heart disease and lung disease, said Murray. He advocates stepped-up efforts to reduce tobacco use, control blood pressure, reduce cholesterol and regulate blood sugar.

"Even if we focused only on those four things, we would go along way toward improving health care in the United States," Murray said. "The starting point is the recognition that the U.S. does not have the best health care system. There are still an awful lot of people who think it does."